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Author :
Aakash |
The financial management courses after class 12th open up the doors to exciting careers in banking, investment, and corporate finance. Skills like investment analysis, budgeting, and risk management, which are taught in these programs, meet the needs of the finance professionals in India’s 4 trillion dollar economy. Be it a bachelor's in financial management, a postgraduate degree, or even professional certifications, the finance courses taken after 12th prepare students for careers as financial analysts or portfolio managers with the potential to earn 4 to 15 LPA. In this blog we will be discussing the Financial Management ug and pg courses and certifications offered in 2026 to help students opt for the most suitable finance course after 12th for a successful career.
Completing a financial management course provides practical skills like money management, investments, and promoting organizational growth. With India’s expanding fintech and banking sectors, demand for skilled professionals is expected to increase by 20% by 2026. Students from commerce, arts, and science streams have several options to pursue finance courses after 12, as classes can be taken in person, online, or through distance learning. These programs facilitate entry-level employment or pave the way for more advanced education like an MBA, and vary from bachelor’s degrees in financial management to short-term certifications.
The Financial management courses after 12th range from undergraduate degrees to certifications. Below is a table of top courses, durations, and fees for 2026:
|
Course |
Duration |
Fees (INR) |
Career Roles |
|
BBA in Finance |
3 years |
1–6 lakh |
Financial Analyst, Bank Officer |
|
B.Com in Financial Management |
3 years |
50,000–3 lakh |
Accountant, Investment Analyst |
|
Bachelor of Financial Investment & Analysis (BFIA) |
3 years |
2–5 lakh |
Portfolio Manager, Wealth Manager |
|
Diploma in Financial Management |
6–12 months |
10,000–50,000 |
Finance Assistant, Credit Analyst |
|
Certified Financial Analyst (CFA) Level 1 |
6–12 months |
50,000–1 lakh |
Investment Banker, Risk Analyst |
BBA in Finance: A Financial management course for undergraduates, this 3-year course includes financial planning, banking, and investment management. Top colleges: NMIMS Mumbai, Christ University. Salary: INR 4–8 LPA.
B.Com in Financial Management: Among Financial Management undergraduate courses, this degree is centered on planning, accounting, and financial analysis. Top colleges: Delhi University, Loyola College. Salary: INR 3–6 LPA.
Bachelor of Financial Investment & Analysis (BFIA): A niche bachelor's degree in financial management, it places a strong focus on the stock market and wealth management. Top colleges: Shaheed Sukhdev College, Amity University. Salary: INR 5–10 LPA.
ADDITIONAL NOTE: Please double-check all the provided information on the approximate fees and average salaries before classifying these courses as the “top courses”.
Although not directly after 12th, courses like BBA and B.Com serve as entry-level programs which, along with additional certifications, enable seamless progression towards postgraduate education:
MBA in Finance: This 2-year program, which requires a bachelor’s degree and an entrance exam (CAT, XAT), is offered by top colleges like IIM Ahmedabad and SPJIMR. It has a prevailing salary of INR 10–25 LPA.
PG Diploma in Financial Management: Offered by top colleges NMIMS and IIM Kozhikode, this 1-year program for graduates focuses on high-level financial strategy, thus paying INR 6–12 LPA.
Certified Financial Analyst (CFA) Level 1: A pre-requisite for investment banking, this course is offered by CFA Institute and has a salary range of 8-15 LPA. One is eligible to start preparing after 12th and can attempt Level 1 in the pre-final year.
Certified Management Accountant (CMA): A Financial management courses after 12th option, CMA has a broader focus on financial management, allowing for entry after 12th. Provided by IMA USA, it has an INR 6-12 LPA salary.
Diploma in Financial Management: This short-term course on budgeting and risk management is offered by IGNOU and NMIMS with an earnings potential of INR 3–5 LPA.
UG Courses: Attain a 50-55% in 12th from a recognized board with a commerce stream preferred. For Financial management ug courses, entrance exams include CUET, IPU CET, NPAT.
Certifications: Completion of the 12th grade is mandatory for most; however, some certifications, such as CFA and CMA, require postgraduate degrees for final certification but permit preparatory work post 12th grade.
PG Courses: Requires a Bachelor’s completion with 50% marks, applying for the CUET portal (cuet.samarth.ac.in) and taking entrance tests such as CAT, MAT, and XAT.
Monitor institute websites for sessions (anticipated May-July, 2026)
The syllabus for the financial management and accounting course includes:
Core Course: Financial Accounting, Business Economics, Costing, Investment Analysis.
Practical Skills: Budgeting, Financial Modeling, Risk Management, Advanced Data Analytics.
Financial Analysis: MS Excel, Tally, and QuickBooks.
Advanced certifications such as CFA also include portfolio management, ethics, and financial reporting. Strategic finance and global markets receive primary focus in postgraduate studies.
The financial management course completed (after grade 12) enables students their first job:
Financial Analyst with a salary of 4-8 LPA (Deloitte, EY).
Investment Banker with a salary of 8-15 LPA (Goldman Sachs, JP Morgan).
Finance Manager with a salary of 6-12 LPA (HDFC, ICICI).
Chartered Accountant with a salary of 7-15 LPA (post CA)
Thereafter value value-adding experience could be further enhanced for senior positions such as CFO. Also, Business in Financial Services or Fintech entrepreneurship and consulting are made possible with the finance course post 12th.
Strategies to prepare for a finance course after 12th class include:
Course Selection: Pursue your bachelor’s degree in financial management to gain wide-ranging fundamentals, or opt for specialized certifications like CFA.
Improve Math: R.S. Aggarwal’s books on quantitative aptitude offer great foundational practice.
Learn Software: Excel and Tally can be taught on Coursera or Udemy.
Entrance Exam Prep: IMS or TIME coaching for CUET/CAT.
Practical Experience: Internships with banks like Axis or SBI and finance firms.
Professional contacts: Alumni on LinkedIn can be great for mentorship and job opportunities.
12th-grade financial management courses have a low fee structure ranging from INR 4,000 to 20 lakh, and a high return on investment. As India's finance sector expands due to new fintech and digital banking innovations, there is increased demand for graduates from finance courses after class 12. For students with various commitments, online financial management undergraduate courses and certifications offer great flexibility.
For one-on-one help in choosing the right Financial management courses after 12th or prepping for the entrance exams, get in touch with our counselors by clicking the Enquiry button on the website. Start your finance career in 2026!
